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International buyer guide

Everything you need to know before buying in England.

Buying in England works differently from many countries. These guides explain the key steps in plain English. They are general information, not legal or tax advice.

How buying a home in England works

Step by step, from offer to keys.

Solicitors and conveyancing

What your solicitor does and why you need one.

ID and anti-money-laundering checks

What documents to have ready.

Mortgages for non-UK residents

General information only.

Five things that surprise overseas buyers

  1. An accepted offer is not binding until contracts are exchanged.
  2. Non-UK residents usually pay a 2% Stamp Duty surcharge on top of normal rates.
  3. You need a solicitor or licensed conveyancer in England & Wales.
  4. Expect ID and source-of-funds checks from the agent and your solicitor.
  5. Leasehold is common for flats — check the lease length, ground rent and service charge.

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